This year has been less than amazing. To be honest I started a buisness, got too much attention too fast, got attacked, lost it all, lost most of my relationships, lost all but 1 student, ruined my image & can't find anyone to even give me a job now & I'm officially out of money. My bank statement reads $5.43 in checkings & $12.32 in savings. BROKE. My life SUCKS. I'm going to be 30 in less than 4 months. WTF. I am out of savings money to live on & the only upside is that I have ZERO debt. That is the only thing that makes me feel like I'm not a total failure lately. Forgive me if I mention that a lot. "Debt free since 93." Sorry...It's the one thing I've got to be proud of...LET ME HAVE IT! Ok...Thanks!